Business, Economy & Banking
Which organisation released guidelines on ‘Bima Vahaks’?
  • NITI Aayog
  • IRDAI
  • NPCI
Explanation: The Insurance Regulatory and Development Authority of India (IRDAI) introduced the 'Bima Vahak' guidelines to enhance insurance inclusion through a women-centric distribution channel. These guidelines, effective from the launch of Bima Vistaar, aim to deploy Bima Vahaks in every gram panchayat by December 31, 2024, to boost insurance awareness and accessibility.
Which institution announced a regulatory framework for Index Providers?
  • SEBI
  • RBI
  • NPCI
  • NASSCOM
Explanation: The Securities and Exchange Board of India (SEBI) announced a regulatory framework for Index Providers. This framework is designed to ensure transparency and governance in the creation and management of financial indices used in investments and trading.
Which institution is the regulator of entities facilitating payment and settlement for online cross border transactions?
  • RBI
  • NSE
  • NPCI
  • SEBI
Explanation: The RBI has established regulations for entities facilitating payment and settlement for online cross-border transactions, classifying them as Payment Aggregators – Cross Border (PA-CB) under the Payment and Settlement Systems Act. Key requirements include: Non-bank PA-CBs must have a minimum net worth of ₹15 crore at the time of application, increasing to ₹25 crore by March 31, 2026. New non-bank PA-CBs need a minimum net worth of ₹15 crore at application and must reach ₹25 crore by the end of their third financial year post-authorisation. The maximum value per transaction is capped at ₹25 lakh.
The Government of India signed a $400 million policy-based loan with which institution to support urban services?
  • World Bank
  • ADB
  • IMF
  • IMF
Explanation: The Government of India signed a $400 million policy-based loan with the Asian Development Bank (ADB) to enhance urban infrastructure, improve service delivery, and promote efficient governance. This loan supports India's urban reform agenda by advancing investment planning and reforms at the state and local levels.
Rupee-denominated bonds that Indian entities issue outside of India are called_?
  • Green bonds
  • Masala bonds
  • Panda bonds
  • Maharaja bonds
Explanation: The Union Minister for New and Renewable Energy and Power reported that the draft National Electricity Plan (2023), prepared by the Central Electricity Authority (CEA), estimates the fund requirement for solar and wind generation projects from FY 2022 to 2032 at Rs. 20.67 lakh crore. To support the financing of Renewable Energy Projects, the Government of India raised Sovereign Green Bonds worth Rs. 16,000 crore during FY 22-23, with Rs. 6,186 crore allocated specifically for renewable energy. Additionally, the Indian Renewable Energy Development Agency (IREDA) issued Green Masala Bonds amounting to USD 300 million in October 2017 to fund green energy projects in India.
Which is the sponsor bank of the National Asset Reconstruction Company (NARCL)?
  • State Bank of India
  • Canara Bank
  • IDBI Bank
  • Yes Bank
Explanation: Canara Bank is the sponsor bank of the National Asset Reconstruction Company (NARCL), which was established in 2021. NARCL aims to resolve distressed assets under the Insolvency and Bankruptcy Code (IBC). It helps manage and reconstruct non-performing loans, with public sector banks holding a majority stake.
Recently, Cotton Corporation of India (CCI) was making news for undertaking minimum support price operations for cotton in India. Where are headquarters of Cotton Corporation of India (CCI)?
  • New Delhi
  • Bhopal
  • Explanation: The Cotton Corporation of India (CCI), headquartered in Mumbai, ensures cotton farmers receive fair prices by purchasing cotton at the Minimum Support Price (MSP) when market rates fall below this threshold. This year, CCI’s purchases have been limited as market prices mostly exceeded MSP, though challenges like pink bollworm infestations persist.